Homes are usually built for people who are physically capable. When the time arrives to accommodate a house to meet the requirements of handicapped residents, homeowners can apply for grants to help cover the cost of renovations. United States veterans and service members, low-income families in rural areas, and disabled individuals residing in the United Kingdom all have grant options when making their homes fully accessible and home repair grants for disabled.
The Department of Veterans Affairs offers the Specially Adapted Housing Grant for veterans and service members that were disabled while serving in the armed forces and home repair grants for disabled. To be eligible, service members should have suffered blindness, handicap as a result of severe burns, loss of locomotion due to injuries to the lower extremities, or loss of use of the upper extremities. The maximum allowance for this grant is adjusted yearly based on a cost-of-construction indicator and as of October 1, 2009, stood at $63,780. Veterans and service members are allowed to use the grant on three separate occasions to either construct a home, remodel a current house to better suit their requirements, or apply it to the unpaid mortgage balance on a newly purchased specially adapted home. There are no deadlines or time limits placed on service or veteran associates when applying for this award.
Disabled home repair grants
1. Rural Home Repair Loan and Grant Program
Lower-income households in rural areas have the ability to submit an application for a Section 504 grant if a part of that family is more than 62 years old and suffers from a disability. Section 504 grants are limited to families who have the single-family dwelling in which they reside and home improvement grants for homeowners . This provision is intended for use in removing safety and health hazards or in making the home accessible for a disabled family member. To be able to be eligible for this grant, the home must be on a permanent basis and have been occupied by the homeowner/applicant before filling out a grant application. The grant comes in the shape of a partial loan plus a maximum grant of $7,500. The amount of the loan is based on a budget analysis that determines the applicant's repayment ability.
2. Section 1915(c) Home and Community-Based Services Waivers
While not only a grant, section 1915(c) Home and Community-Based Services Waivers of the Social Security Act makes provisions for handicapped people to change their houses in order to make them more accessible. This Medicaid waiver program is decided on a state-by-state basis with 48 States and the District of Columbia offering services under this program. Programs are routed by state Medicaid agencies to the Centers for Medicare and Medicaid Services for review and approval.
Disabled individuals often need specially modified spas. Finding suitably equipped homes can be hard and costly. Government agencies provide financial aid to homeowners and landlords in Ontario renovating housing that can accommodate people with disabilities. Funds are also available to assist disabled adults using housing-related costs such as rent and utilities.
3. Residential Rehabilitation Assistance Program
Canada Mortgage & Housing Corporation (CMHC) has a program providing financial assistance for landlords and homeowners renovating a house to accommodate a self-indulgent unit to get a handicapped adult. Self-contained units include a kitchen, bathroom, and their own entrance. A Garden Suite is another building on one piece of property and also qualifies. Construction needs to meet local building and zoning laws. Funds are awarded as a forgivable loan, and so are non-\repayable so long as the app conditions are met. As of March 2011, amounts range from $24,000 to $36,000 depending on the location of the home.
4. Residential Rehabilitation Assistance Program and home repair grants for disabled for Persons with Disabilities
CMHC has a second program to help fund the cost of disability-specific alterations to homes. Landlords and homeowners with rental units meeting specific conditions can apply for the two applications. Funds can be used to enhance access within the house, increase safety features, and improve daily living requirements. Examples of capable modifications include wheelchair ramps, chair lifts, handrails, raising the height of countertops, and adjusting areas of doorbells and fire alarms. The maximum amounts are $16,000 to $24,000 for homeowners and $24,0000 to $36,000 for landlords. A working agreement requires homeowners to reside in the home for up to five decades.
5. March of Dimes home repair grants for disabled
The Ontario March of Dimes Organization recommends better living environments and accessibility to individuals with disabilities. Applicants for your home repair grants for disabled and Vehicle Modification Program can get up to $15,000 for renovations to your home to accommodate a disabled adult or child. Individuals with family incomes exceeding $35,000 may be given a lesser amount. This program is for applicants who have exhausted other sources of help.
6. Ontario Disability Support Program Assistance
Participants at the ODSP may qualify for the Community Start Up and Maintenance Benefit to Aid with certain housing requirements. This system provides a lump sum to aid with the costs of moving for a variety of reasons including flooding, leaving an institution to live independently, and fleeing an abusive situation. Funds can be used for utility and rent deposits, overdue bills, and buying furniture. As of March 2011, parents of kids under 18 can get up to $1,500 during a two-year span, and adults with no children could receive up to $799.
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